World around is rapidly becoming a digital fabric, it becomes more complex and unpredictable. We are helping financial services sector to navigate through digital era and exploit opportunities to survive and thrive in financial services. As the financial services sector is evolving at unprecedented speed. There are a number of different factors at play, the rapid development of new technologies such as Blockchain, Smart Contracts, Cloud Computing, the Internet of Things, and Big Data, all these factors are pushing into a hyper connected world, moving at real-time speed. We bring people, intellectual diversity, deeper insight, and technology across financial services industry. We go beyond providing consulting, design, and technology services to engineer, design, develop and implement financial technology and systems for our customers.

Technology is driving the digital imperative. We believe, that blockchain technology will have an unprecedented impact on the way trust is shared amongst people,it has the potential to change the way we run business. Among its most prominent benefits are data security and authentication, transparency and dis-intermediation. Digital transformation requires strategic thinking and deep insight into business fundamentals and the dynamics of competitive advantage. How companies craft strategy in the digital age also needs to change. The economics of digital transformation are rapidly evolving, enabling new moves and transforming entire industries. As a result, digital strategies need to continually adapt in order to seize new opportunities. Whether it is tracking the latest mega-trends or identifying new areas for breakthrough business innovation and corporate venturing, we help companies make the most of today’s opportunities while positioning themselves for tomorrow.

Innovation That Moves Business

Blockchain Innovation is reinventing the way we live, work, interact, transact and conduct business.

Blockchain is a data structure that makes it possible to create a digital transactions ledger and share it across distributed network. It uses advance cryptography to allow each participant on the network to update the distributed transactions ledger without the need for a central authority. Blockchain has the potential to drive positive change. Blockchain is secure, transparent, immutable, resilient, frictionless infrastructure to execute, transactions of value across digital network. We are working closely across broad range of industries, governments, academic community to take blockchain innovation forward so that, it can help to improve the way the world lives, interact, transact  and conduct  business. Blockchain is biggest technological innovation since the Internet. Learn more

Disruptive Technologies

Technology innovation is transforming current financial service market from electronic payments to big data analytics, technology is reshaping how money flows among consumers, merchants and financial institutions across the world.

physics or connection concept: businessman with molecular structure on hands

Digital Transformation

Digital transformation impacts all aspects of business, customer service, marketing, product development. Change in operations, technology infrastructure, organizational mindset to reimagi-ne their business by becoming more responsive to customer needs & meeting future challenges.

Big Data & Analytics

Big data analytics examines large amounts of data to uncover hidden patterns, correlations and other insights. Technology is making it possible to analyze data and get almost immediately answers, enable to make informed decisions.


Understanding the Digital Context, Challenges, and Value

Digital is fundamentally changing industry dynamics by elevating customer expectations, increasing disruption by start-ups, and requiring engagement with evolving digital technologies. Transforming the digital customer journey can overcome the widely faced challenges and add value in three primary ways: enhance customer experience, increase revenue, and decrease the costs of full-time employees. Companies that undertake the transformation of their digital customer journey can unleash a fundamentally different customer experience that is driven by a customer-centric vision as well as the digitization of underlying processes through smart processing technologies.

Evolving Challenges

Financial Technology Solutions for Competitive Advantage

The digital era demands that traditional Financial Services providers shift their mind-set. Banks and insurers must move from product-centric to customer-centric business models. Financial Technology will play a significant role in driving this transformation and the next few years we will see who will survive and thrive. As Financial Technology company, we understand what banks, insurers and technology companies need to survive and thrive through the digital transition. We provide the technical resources to align and integrate your respective technologies. We also prepare go-to-market propositions, attract potential clients and deliver independent insights into the state of the financial technology market. The intelligence, agility and efficiency with which banks leverage customer data now becomes the foundation for differentiation and success but only if you can translate it into an experience that makes your clients love you. Every banking process and every business technology can be exploited to contribute to better customer experience. We look at the technology practices which are changing the world at large real time analytics, process robotics, and the rest to deliver the quality of customer experience a point of winning differentiation. Learn more

data-driven digital age

Driving Digital Transformation in Banking

The evolution of Banking continues to accelerate at cruising speed. Customers want fast and consistent transactions and expect to be able to access and control their finances using any device and any channel, at any time. Financial institutions have often been held back by cumbrous, inflexible legacy systems. Omni-channel banking enables banks to deliver a seamless and consistent customer experience, whether customers are accessing their bank via a mobile, tablet or visiting a branch in person. Digital Banking requires a willingness to think differently, develop collaboratively and move fast. To test, learn and improve. These are the traits that characterize the success of a digital transformation” our ambition to support our clients in their digital transformation journey, and enable them to make the most of every customer contact to drive long-term competitive advantage. Learn more

Digital Challenges across financial services

Digital world is dramatically reshaping customer behavior and expectations in banking. More than half of consumers access their savings accounts primarily through digital channels. In addition, traditional banks face fresh competition from unexpected new sources. Financial technology is disrupting nearly every step of the financial services value chain including payments, loans, trade finance, and foreign exchange with new offerings that fulfill client needs. Leading financial institutions are struggling to find the right defensive and offensive moves to simultaneously focus on client experience and reinvent business processes. Most are investing in digital capabilities but often not aggressively enough. Some are taking a multi year journey toward digital transformation. Others are choosing to acquire existing digital banks to leapfrog the competition and fuel growth. Incumbent organizations often struggle to understand an unfamiliar digital landscape. They just don’t have the right leadership, structures, talent ecosystems, cultures, and ways of working to execute their plans successfully. These organizations require new structures that explicitly support the most critical elements of a digital strategy and that can evolve during the transformation journey. In addition, they need to embed a digital culture to disrupt the business before attackers do. Learn more


Innovation is integral to businesses’ ability to transform themselves for the digital age. Multiple revolutions are happening at the same time, each reinforcing one another including multi-sided globalisation, financialization that increases business fluidity, sustainability constraints exacerbated by demographic shifts, bringing digital revolution. After powering business and people, information technologies are now going the last mile: digitizing things. This revolution will transform the way we interact connect and live for ever, marking a definitive step into the digital era.

Impacts and implications of disruptive innovation that will transform life, business, and the global economy

Emerging technologies including the mobile Internet, autonomous vehicles, and advanced genomics have the potential to truly reshape the world in which we live and work. Today, digital technologies have evolved finding ways to react to and shape digital disruption. Digitization is no longer just an add-on feature to existing channels or products and services. Instead, many aspects of the customer experience are digital by default, as should be the processes that underpin it. Leveraging digital technologies is more than just good business it’s crucial to staying relevant and profitable. Companies lagging in this area risk losing ground to newer entrants and business models that are poised to disrupt markets with innovative products and services. The most obvious industries disrupted by digital are music, retailing, media, and travel, but similar patterns are occurring in more traditional industries such as banking, agriculture, energy, health care, industrial goods, and manufacturing. Digital transformation must be a key priority for any company to compete in the future. Learn more

Research and Insights